Nick Holland

Former Director, Banking and Payments

Holland focused on the intersection of digital banking, payments and security technologies. He has spoken at a variety of conferences and events, including Mobile World Congress, Money2020, Next Bank and SXSW, and has been quoted by The Wall Street Journal, CNN Money, MSNBC, NPR, Forbes, Fortune, BusinessWeek, Time Magazine, The Economist and the Financial Times.

Why Is Social Engineering So Pervasive?

Nick Holland • August 27, 2018

Although fraud schemes continue to evolve, social engineering remains a critical element, says Brett Johnson, a former fraudster who now advises organizations on how to fight cybercrime. He explains how new attacks are often tweaks of much older schemes.

An FBI Update on Fighting Against Russian Election Meddling

Nick Holland • July 27, 2018

This edition of the ISMG Security Report features Elvis Chan, a supervisory special agent at the FBI, discussing ongoing efforts to thwart Russian interference in the U.S. midterm election this fall, and Alberto Yepez of ForgePoint Capital addressing cryptocurrency security issues.

Cryptocurrency's Skyrocketing Money Laundering Problem

Nick Holland • July 6, 2018

Leading the latest edition of the ISMG Security Report: CipherTrace CEO Dave Jevans discusses recent research on cryptocurrency money laundering and whether regulation is possible. Plus, California passes a new privacy law.

Cryptocurrency Laundering's Explosive Growth

Nick Holland • July 3, 2018

Cryptocurrency money laundering is increasing dramatically, being already three times greater than in 2017. And we're only half way through the year, observes Dave Jevans, Founder and CEO of CipherTrace, and chairman of the Anti-Phishing Working Group.

Is Regulating Cryptocurrency Necessary and Feasible?

Nick Holland • June 20, 2018

Government regulation is key to minimizing the misuse of cryptocurrencies for cybercrime, says Brett Johnson, a former cybercriminal who now consults on crime prevention. But regulating cryptocurrencies is no easy task, he acknowledges. Johnson will keynote ISMG's Fraud and Breach Prevention Summit in Chicago.

Analysis: Distraction Tactics Used in Banco de Chile Hack

Nick Holland • June 15, 2018

Leading the latest edition of the ISMG Security Report: An analysis of how distraction tactics were used during a $10 million SWIFT-related hack at Banco de Chile. Also, a wrapup of Infosecurity Europe.

Chip and No Signature: What's Behind the Move?

Nick Holland • June 11, 2018

Although all the major credit card brands have dropped the requirement for obtaining signatures to verify point-of-sale transactions made with EMV payment cards, they're not pushing strongly for using PINs instead, leaving that authentication decision to card issuers, says Linda Kirkpatrick of Mastercard.

Analysis: Swiping Cryptocurrencies Through a Back Door

Nick Holland • June 8, 2018

Leading the latest edition of the ISMG Security Report: Our exclusive report on an Australian criminal investigation into a company that apparently swiped cryptocurrency using a software backdoor. Also, cutting through the hype on artificial intelligence and machine learning.

As Payments Speed Up, How Can Fraud Be Minimized?

Nick Holland • May 17, 2018

Knowing as many details as possible about the customer, the payment and the recipient is a critical component of stopping fraud as payments become faster, says anti-fraud specialist David Barnhardt.

Sizing Up the Impact of Synthetic Identity Fraud

Nick Holland • May 14, 2018

Credit card losses due to synthetic identity fraud exceeded $800 million in the U.S. last year, says Julie Conroy of Aite Group, who analyzes the evolving threat and offers mitigation insights.

Shifts in the Retail Fraud Landscape

Nick Holland • May 9, 2018

The rollout of EMV in the U.S. has transformed the card fraud landscape, with a major shift to online channels, says Shamoun Siddiqui, CISO at retailer Neiman Marcus.

Faster Payments: Effective Fraud Mitigation Strategies

Nick Holland • May 8, 2018

Payments are getting faster, and so is payments fraud. A robust fraud management strategy focusing on strong authentication, customer education and scalable responses can be instrumental in minimizing payment fraud risk.

Cryptojacking: Mitigating the Impact

Nick Holland • April 9, 2018

Cryptojacking, the infiltration of malware to enable browser-based mining of cryptocurrencies on infected websites, is on the rise. What can be done to minimize the impact of these intrusions?

IBM Highlights Growth in Cryptocurrency-Based Cyberattacks

Nick Holland • April 6, 2018

Leading the latest edition of the ISMG Security Report: Assessing cryptocurrencies' role in the latest ransomware and malware attacks. Plus: Facebook's revised estimate on account details accessed by Cambridge Analytica.

Sizing Up Crypto Wallet Vulnerabilities

Nick Holland • March 21, 2018

Al Pascual of Javelin Strategy and Research discusses a new report that shows that while crypto wallets may be considered to be at the sharp end of payments innovation, the security vulnerabilities they face are much the same as those that already exist in digital banking and payments.